Cost of College Tuition Rising

New reports released this week show that college tuition costs are up again this year and that students and families are looking more toward the federal government to help pay for higher education in hard economic times.

The average in-state tuition plus fees at public four-year colleges rose 7.9 percent this fall to $7,605, an increase of $555, according to a report by the College Board. The average cost for private nonprofit colleges rose $1,174, or 4.5 percent, to $27,293.

Government assistance and financial aid from schools can help reduce the cost many students pay, but experts warned that government financial aid can only go so far and higher tuition is in all more likely unless states increase their funding or schools make sharp cuts in costs.

“Just when Americans need college the most, many are finding it increasingly difficult to afford,” said Molly Corbett Broad, president of the American Council on Education.

When considering inflation, tuition increases at public four-year colleges was about 6.6 percent and at private colleges, it was 3.2 percent, according to the College Board.

Some students are seeing relief in bigger financial aid packages, including federal tax credits, veterans’ benefits and a large expansion of the Pell Grant program that aims to help low-income students. Last academic year, $28.2 billion in Pell Grants went to 7.7 million students, an increase of almost $10 billion, according to another report from the College Board.

Grant programs are covering a smaller portion of the cost of attending a public four-year college, just 34 percent compared with 45 percent 20 years ago.

Amazon.com: Secrets To Get Free College Tuition, Revealed! eBook: www.educator.com, www.grants.gov, www.scholarshipamerica.org, www.finaid.org, www.recruit-match.ncsasports.org: Kindle Store

Amazon.com: Secrets To Get Free College Tuition, Revealed! eBook: www.educator.com, www.grants.gov, www.scholarshipamerica.org, www.finaid.org, www.recruit-match.ncsasports.org: Kindle Store

Prepare for College: Planning Ahead Pays Off

How to prepare for college early in your high school career

By Sally Wood

Choosing what college you are going to attend is a big decision. Probably for the first time in your life, you are going to have a chance to determine where you are going to spend four or more years of your life. So don't make the mistake that many high school students make and wait until the last minute to prepare for and select a college. Too often, students wait until their senior year—even the last semester of their senior year—to decide where they want to go to college. But for several reasons, it's not wise to do so.

First of all, many colleges have specific admissions requirements, especially in the areas of science and math. If you wait until your senior year is underway to check into the admissions requirements of colleges that interest you, you may discover too late that you cannot get into those institutions because you have not taken the required courses. Also, some colleges have certain ACT or SAT score requirements. If your scores are not high enough to meet their standards, you may need to try again. The national test dates will determine when you may take these tests, therefore limiting your chances of raising your score before the application deadline. If you prepare for college in advance by deciding during your junior year where you may want to go, you will have more chances to take the test and to meet the college's score requirements.

The college of your choice may have an early application deadline. Some of the more selective colleges want you to apply as early as your junior year. Others prefer that you apply during the first month or two of your senior year. Some have later application deadlines, but their deadlines for college scholarships may be as early as December 1. In such a case, the college may accept you if you wait until February or March to apply, but you will not qualify for any of the campus-based college scholarships. College tuition is expensive, so don't let your procrastination disqualify you from any financial aid that you might have received if you had applied earlier.

Many colleges have summer programs—such as dual-credit programs, summer camps, enrichment programs, and exploratory programs—specifically for juniors who are trying to prepare by making college, major, and career choices. Quite possibly, your participation in one of these programs at a college you are considering may be a foot in the door for early admission to that college and may even mean some guaranteed financial aid for you. Waiting until your senior year to select a college will cause you to miss out on these opportunities. Granted, participating in a summer program may cause you to realize that you were mistaken about wanting to go to that college; but even that type of experience can be useful to you. Spending your money and a few weeks in the summer at a college that you realize really isn't right for you is better than paying tuition and staying there your first college semester before realizing your choice was the wrong one. Then you'll still have time to find the college that does suit you.

As a high school junior, you may not feel ready to make a final decision about the college you should attend. But it's not too early to prepare in advance and begin narrowing your choices to five or fewer. Then you can begin visiting those campuses, learning more about the programs they have to offer, getting to know some of the admissions and financial aid personnel there, and talking with some of the students who go there. You can apply to as many colleges as you like, as long as you are willing to complete the applications and to pay the application fees. A great way to prepare for college is by applying to more than one school—and doing so early—in order to give you a chance to find out what each college has to offer you and allows you to compare and contrast them. Your college decision is an important one—not one that you should make at the last minute or without careful thought

Save on Electricity, Nikola Tesla's biggest secret!

They tried to ban him from the history books...
yet he's responsible for the biggest breakthroughs in electricity of the 20th century.

I'm talking about Nikola Tesla - the man who discovered Alternative Current and revolutionized modern physics.

Few people know it, but Nikola Tesla had a very big dream. He wanted to bring free electricity into every single home.

And for a moment... he succeeded!

Tesla came up with a clever (and stunningly simple) way to harness the cosmic radiation of the sun (but
not "solar power" as you know it) and turn it into free electricity!

But mere days after he made his invention public, Big Energy turned off the money tap... and Tesla was unable to pursue his dream. What's more, minutes after his death, most of his important blueprints
"vanished"... never to bee seen again for nearly 90 years!

I'm very excited to announce this... because it's a piece of news that could change our lives forever!
Apparently, some of the original Tesla blueprints were leaked from government files... ending up in the hands
of a crack team of "underground" scientists.

It gets better: these white coats didn't keep Tesla's invention for themselves... instead, they've decided to blow the whistle, so that anyone can benefit from it!

I'm told that the website is getting a lot of heat from the energy companies, so I suggest you get there at once
and read more about this controversial technology.

Click Here now for more information

What It Costs to Go to College

You hear so much talk about the price of college, it’s easy to get intimidated — but how much does college really cost? The answer is “It varies.” Colleges come in a wide variety and, depending on the choices you make, the price of a college education can be quite reasonable — especially if you think of college as an investment in yourself and your future. Let’s look at the facts:

More than half (53 percent) of all undergraduate college students attend a four-year college that has published charges of less than $9,000 per year for tuition and fees.

At the other end of the spectrum are private four-year colleges that cost $35,000 or more yearly in tuition and fees. These higher-priced colleges sometimes have bigger endowments and more grant aid available — which may mean that you can get more financial help to attend that institution.

At two-year colleges, the average cost for tuition and fees is $2,544. Learn about the two-year college experience.

A handful of colleges either charge no tuition at all or offer all students full scholarships covering tuition costs.

Your goal is to choose a college that’s a good fit for you. Think about whether you like the campus culture and if there is enough academic support to help you do well in your classes.

Talk with your family about where you would like to go to college and what you can afford. Then take into account the total cost of attendance through graduation.
Sticker Price vs. Affordability

Keep in mind that the actual price the average undergraduate pays for a college education is considerably lower than the published tuition and fees. This is usually due to grants and other forms of financial aid. Look at what it really costs to attend college:

    * Public four-year colleges charge, on average, $7,020 per year in tuition and fees for students who live in their state. The average surcharge for full-time out-of-state students at these institutions is $11,528.
    * Private four-year colleges charge, on average, $26,273 per year in tuition and fees.
    * Public two-year colleges charge, on average, $2,544 per year in tuition and fees.

Of course, that’s not the total price. You still have to live somewhere, eat, buy books and supplies, and do your laundry. Read more about additional college costs you need to consider.

Factor In Your Financial Aid Award

Most students receive financial aid. In 2008-09, more than $126 billion in financial aid was awarded to undergraduate students. The average amount of aid for a full-time undergraduate student was about $10,000, including more than $5,000 in grants that don’t have to be repaid.
  
So, despite all the talk about high prices and price increases, a college education remains an affordable choice for most families. Learn more about how financial aid works.

Live Earth Water expected to Hit Market Soon : AZ IMC

Live Earth Water expected to Hit Market Soon : AZ IMC

Making Money with Articles: What Kind of Experience Do I Need?

When you are trying to make money with articles, the beauty of it is that you don’t really need previous career related experience and that you can learn the ropes as you go. That being said, there are some skills that you will need to teach yourself or pick up along the way to make your sites successful. You can’t go in not knowing anything, not learning anything, and still expect to make a good income (or any income at all).

First, you will need to know how to pick out the correct articles to make your sites successful. There are many types of content, from free content to high dollar content, and each comes with its own advantages and disadvantages (although high dollar content is more likely to give you a successful site in the end).

Second, you will need to know how to choose keywords that can help you get a good amount of traffic, without being too competitive to get on the first or second page. If you choose highly competitive keywords that are used by large, mammoth website, you are likely to never get up to those much needed first two pages.

Third, you will need to know how to optimize your websites for various search engines. Search engine optimization skills will allow you to get high rankings for your chosen niche keywords, which will help to get visitors and make profit.

Fourth, if you opt for a large website that you will focus most of your internet marketing career on, you will also need to know how to market your website to your intended audience through paid banner ads and text links. If you prefer very small 2-5 page niche sites, then promoting all of them this way will not be cost effective and will eat up more profits than it is worth.

If you can capture some of these skills and attack them aggressively during your first few small websites or the first few months of a larger website, then you will eventually become an expert.  Since you can learn the ropes first hand on your own, the only thing that you will need to do before you begin your new career is to read up on how to get started (maybe purchase an internet marketing e-book or two) and make sure that you have the funds available to start a small site.

You Will Be Able To Get Free college Tuition

A high school student studies hard and after several years of hard work has been able to gain acceptance into an unbelievable college that will surely help to insure a successful career. Everyone is excited, the proud parents are thrilled that their child has been accepted to further his or her education and take their own upward movement in life, to the next level from the one they started. Everything seems to be going just perfectly, until you see the tuition and realize that you don't know how you are gong to pay the the incredibly high college costs. Well if you have the ability to research and spend some time looking, there are ways you can get free college tuition.

Your mind is spinning with doubt;

    * College Is Just Too Expensive for Our Family
    * There's Not a Lot of Financial Aid Available
    * My Folks Will Have to Sell Their House to Pay for College
    * I'm a single parent and barely make ends meet now
    * I'm divorced and my spouse doesn't have the income to pay for part of the tuition costs
    * I'm out of work and my savings is nearly depleted
    * I still have one or more children that are going to be applying to colleges in the near future and the total cost is overwhelming

To add more issues to an already super stressed life, the economy is the worst it has ever been and most folks have experienced a reduction in yearly income, in some cases less than half, in other cases folks have lost their jobs. In order to make sure that your child can get a college education you have to commence a search for free college tuition.
Free college tuition comes in many forms, the most commonly known are through College grants and college scholarships, however, there are many more options to locate free college tuition, if you are savvy and willing to put in the time and effort.

In addition to government and college issued grants and scholarships, there are many private companies and major corporations that have various programs and scholarship funds available for students who excel in a particular venue or science. Community service or working a part time job with a company know to offer some type of college funding toward tuition or cost of living etc., are two other are to look for free college tuition funds.

When it comes to government grants, there are many out there that many students can qualify for. The trick is to get started early and find out what is necessary to be eligible. Many Federal and State Government grants also have a deadline as to when you can apply. If you miss that deadline, you are out of luck for this year and need to mark the date down in your calendar for next year's application. In addition to a deadline, most government grants are awarded on a first come first serve basis, as there is a limitation of funds available for free college tuition.

There is a lot of time and effort that goes into the search for free college tuition, however, there are alternatives that can be used and for more information regarding talking some of the time and effort out of your search try reviewing the option at this website.

Click Here to learn more about How To Get Free college Tuition!

Grant Opportunities for Women

Fund Your College with Free Grant Money

Women have come a long way, but in the realm of higher education and industry-specific careers, women as a whole still remain largely underrepresented.

Statistics show that more women finish undergraduate degrees than do their male counterparts, but many educators still argue that educational institutions fail to entirely engage their female students on all levels and fail, too, to support and nurture non-traditional roles and interests.

The equation becomes even more imbalanced when applied to the interests of minority women.

Because coeducational colleges and universities still fail to engage many women on points of interest integral to females, private women's colleges continue to thrive. Not only do women's campuses now include activities and interests that appeal across the board to all women, but most institutions are heavily funded by private donations and feature financial aid packages that make it possible for even the most economically challenged student to attend.

Women's Colleges Promote Diversity and Offer Generous Grants

Women's colleges deliver a full-range of opportunity from a quiet academic environment to top-notch competitive athletics. Most colleges vigorously promote diversity of all kinds and offer generous need-based and merit-based grants and scholarships:

• Spelman College in Atlanta is the only institution that has historically served the interests and education of African American women. The college regularly extends scholarships and grants to incoming students based on merit, need or major course of study.

• Agnes Scott College in Atlanta not only features scholarships and grants based on merit, but their Goizueta Foundation Scholarship is outstanding in its intent to offer Hispanic women students a fully funded tuition. The Goizueta Scholarship honors Hispanic students who have a deep economic need for tuition assistance, but also have exhibited high academic standards and an aptitude for leadership.

Statistics show that over 40% of students attending private women's colleges receive significant financial aid packages that include grant funds directly from the college. These are not just reserved for low-income students, but many middle-income students qualify as well. In order to continue to successfully guide the future careers of young women, colleges maintain healthy alumnae associations that work to stockpile impressive educational funds:

• Wellesley College in Massachusetts makes no grant or scholarship directly available based on merit. In fact the college takes diversity seriously and expects that most of its student body is receiving some sort of aid. The college spends millions of dollars each academic year to shore up the educational needs of incoming students from all backgrounds. The Davis Program at Wellesley is also unique in that it provides non-traditional students a program to pursue a Bachelors degree or graduate work.

• Barnard College in New York awards grants based on need as well, but encourages supplementing federal student loans and college grants with outside scholarships and grants. The Office of the Dean at Barnard publishes a regularly updated list of valuable private scholarships available through the college, but not funded by.

Grants for Women Pursuing Programs in Underrepresented Fields

Some of the more plentiful grant programs for women originate with public and private organizations that support the interests of a specific industry or field of study. For example, female students with an interest in math, science, engineering, technology, law, business and medicine will find that many professional associations and organizations are energetically nurturing the interests of women. Up until recently these fields have been dominated by white males, regardless of any interest on the part of women, who often fail to find support for non-traditional career tracks that would have been typically pursued by males in the past.

• The Barry Goldwater Scholarship Grant is available to sophomores and juniors pursuing majors in the sciences or mathematics. Above average GPA is expected and preference is given to those expecting to continue on into graduate programs in a related field.

• The Ford Foundation's Pre-doctoral Fellowship for Minorities promotes the interests of graduate students pursuing careers in science, math or engineering with particular emphasis on encouraging the interests of women and minorities.

• The National Black Nurses Association was established to provide professional and educational support to African American nurses, those that are working and those pursuing a nursing degree. Nearly a dozen grants and scholarships are available that assist undergraduate nurses who are actively enrolled in a four-year nursing program. Awards are between $500 and $2,000 per academic year.

• The National Physical Science Consortium sponsors Fellowships in the Physical Sciences designed to diversify the field. Those women and minority students studying at accepted institutions and enrolled in pre-doctoral programs may be eligible. Other criteria include GPA of at least 3.0 and expectations that the candidate will pursue a career in computer science, geology, astronomy, chemistry, or math.

• Women in Engineering and Computer and Information Science Awards are made available through the National Science Foundation. These graduate fellowships are provided for women studying in a program in math, science, engineering, or computer science.

• The Regent's Healthcare Scholarship for Medicine and Dentistry gives resident students of New York State the opportunity to receive grant money for medical and dental school. The scholarship is designed for underrepresented populations, such as minorities and women. Candidates must be applying to enroll in New York State programs and must agree to serve professionally within a medically undeserved New York State health care facility for a certain amount of time upon graduation.

Up until recently women working in the business and corporate arena were relegated to low-level positions and largely ignored as far as leadership roles were concerned. To those ends, more and more professional business associations have become active in supporting the professional education of women, realizing the value of women among all levels of their ranks. In such instances many women are falling into the non-traditional educational category, meaning they are outside the traditional college age range. Professional women are returning to college for career advancement and to retrain following family roles. Business environments have been impermeable when it comes to minority women, especially. This is another tide that is slowly but surely turning:

• The American Association of University Women (AAUW) is one of the most active organizations promoting the ongoing academic and professional progress of women, especially minority women. Special preference for the grants is given to the most economically disadvantaged, and those returning to college after pursuing careers or family.

• The Educational Foundation for Women in Accounting provides grants for women pursuing a two-year, four-year or masters degree in finance or accounting. Grants are awarded based both on need and merit.

• The American Society of Women Accountants sponsors grants and scholarships that also fund degrees at two-year, four-year and graduate programs as long as the student is working toward finance or accounting degrees. Small grants are also available to cover costs incurred for industry certifications and travel.

• The Davis Program at Wellesley College is a non-traditional college degree program designed for women beyond college age. Working women, those who are returning to the work force and those who have never pursued college may do so on one of the most respected women's campuses in the United States.

Grants for Economically Disadvantaged Women and Non-traditional

Besides just being female, large segments of the female population face other obstacles when it comes to education and career goals. Women from disadvantaged backgrounds, those that have been victims of violence and single mothers all face tough challenges. In instances such as these most women are not only lacking in critical financial support, but they also lack family and social support that often makes a big difference in success versus failure:

• The Business and Professional Women's Association pays strict attention to the monetary needs of disadvantaged and minority women who would otherwise fail to thrive. Women beyond college age, reentering a career or those who wish to pursue education toward career advancement are the target audience for assistance.

• The Jeanette Rankin Foundation provides college grants to women over the age of 35, those considered non-traditional, who are active in pursuing technical or professional programs, two-year degrees or Bachelors degrees. Candidates must show dire economic need.

Grants for Single Mothers and Battered Women

An ongoing argument between politicians and educators is that single mothers continue to be disadvantaged based on outdated and poorly considered welfare regulations. Some states continue to define student aid as income, which can make a single mother ineligible to receive welfare. In these cases, single mothers can not afford to attend college, even public institutions if they lose their welfare benefits. This unfortunate catch-22 means women in these situations have no option to pursue an education and career that would otherwise allow them the opportunity to escape their economic situations:

• Raise the Nation is a not-for-profit organization solely dedicated to the interests of single mothers. The organization extends a continuing education grant that is awarded based on financial need. Their loan repayment program is awarded to women who have student loans and little means to repay. However, qualified applicants must have a proven record of community service or volunteerism in order to receive aid.

• The Women's Independence Scholarship program sponsored by the Sunshine Lady Foundation is uniquely designed to offer educational grants to women who have been victims of a partner's abuse. These women not only face gender inequality, but also economic and emotional challenges.

Foe more information about how to apply for and receive college grants for free college tuition, Please Click Here

How to Pay College Tuition Costs

How to Pay College Tuition Costs

Here is what I did to get the maximum funding through grants and scholarships for my students and I have three in college AT THE SAME TIME! Listen, if you're seriously concerned about how you are going to pay for college tuition let me tell you what I did and what resources I used to make getting the most possible free college tuition possible.

Building the Foundations of Your Career in Medical College

An individual begins his career as a doctor in medical school while an individual who wants to get into the fast growing and promising medical field builds the foundations of his or her career in medical college.

As a result of an aging population and a technologically advanced society, the demand for excellent health care services and procedures is increasing and experts say that this trend will continue for several years henceforth. With this trend comes the proportional increase in opportunities for employment in the medical field.

Now students fresh out of high school and individuals with careers outside the medical path can now rightly contemplate the possibility of investing time and resources in medical college to be able to acquire the proper credentials to enable themselves to be qualified for careers in the medical field.

To get into popular medical field careers such as those as medical encoders, medical billings, medical assistants, lab technicians, pharmacy assistants and medical supply sales specialists, one needs to undergo proper training and pass the examination for certification. Many of the most promising employment opportunities will require certified individuals to prove their competency and credentials for the job.

Since is this is the case, be sure to check whether the medical college that you plan to go to for training offer certification courses or check if they can at least properly train you for certification. Otherwise, your time and effort will not be a very efficient choice after all. You can check out the different medical colleges in your area through their websites.

Make sure to explore the websites of each medical college in your area and understand the different programs they offer as well as the different reputations each college has. A reputable school will look better in your credentials.

A career in the medical field will be challenging but proportional to the amount of challenge are the benefits and satisfaction of securing a job in this career. For instance, the training and certification for being a medical coder will not only land a job as a medical encoder in the different types of healthcare and medical facilities such as medical clinics, hospitals and outpatient facilities. But one can also decide to own their own medical coder business and earn more money by servicing different clientele through a successfully managed outfit.

This option will not only secure one’s financial needs but will also allow one to choose and manage their own time and schedules. That’s certainly more than one can ever hope for in some other line of business or career.

Good opportunities don’t abound for the medical coder. The same is true for almost all other types of career in the medical field. For instance, medical assistants can opt to take continuing education into the field of nursing. Once a medical assistant graduates into a career in nursing the pay and incentives are considerably higher for them.

This is why the money and effort into medical college is time and money well spent. Not many other career options can offer the same privileges and guarantees. This is why if you want to take advantage of this opportunity, you better be on the look out for a good medical college to apply for.

Even if you already have a job and cannot afford to take the time off to go full time in building a career in medical college, don’t despair. Most if not all medical colleges offer courses during flexible times to allow individuals to take continuing education without having to quit their day jobs.


If you're seriously concerned about how you are going to pay for college tuition let me tell you what I did and what resources I used to make getting the most possible free college tuition possible.